BUSINESS WALLET

Manage Cash Flow With a Solution Built for SMEs

The Paynamics Business Wallet (Paybiz) is an all-in-one digital wallet that enables SMEs to seamlessly accept payments and disburse funds through a wide range of channels — including e-wallets, online banking, over-the-counter, and credit cards. With easy account set-up, fund management, and real-time tracking, it simplifies how you manage collections and payouts, giving your business greater control, efficiency, and flexibility in handling every transaction.

How It Works

Manage payments and disbursements in one platform with Paynamics’ Business Wallet — your all-in-one solution for seamless payments and payouts.

Multiple Payment Methods

Paynamics’ Business Wallet, Paybiz, offers a secure, efficient, and scalable platform that supports your business with payment acceptance and cash disbursement management. The platform’s varied payment method options enable fast and easy transactions, while the unified dashboard simplifies monitoring. Paybiz allows store QR code payments, secure payment links, and smooth webstore checkouts.

User-Friendly Application

This business wallet solution has a user-friendly interface, which means simple onboarding and enables even non-tech people to maximize its features. You can set up your account in just a few steps, then use the app to accept payments, manage your sales, send invoices, and withdraw earnings, helping you streamline your financial processes without spending too much.

Practical Merchant Tools

Just because Paybiz is a business wallet solution doesn’t necessarily mean you can’t tailor it to your business. With the webstore customization feature, you can change the look and feel of your webstore, which helps make a lasting impression on your customers. The business wallet’s merchant dashboard and inventory management feature, meanwhile, allows you to stay on top of your transactions.

Easy Wallet Funding

Funding your wallet is simpler with Paynamics’ business wallet solution. The platform supports bank transfers and incoming payments from your customers, sending them directly to your wallet balance for fast, convenient transactions. Also, because your wallet balance is your primary source of funds for these transactions, it makes cash monitoring simple and intuitive.

Ready to Accept Payments? Sign Up Now!

A complete business wallet solution with user-friendly features.

What Problems Does It Solve

Lack of Payment Terminals

Due to their limited budget, SMEs might be unable to launch an e-commerce site or POS terminals. Paybiz serves as a middle ground with its QR and payment links.

Limited Online Tools

Empowering SMEs, Paybiz includes a customizable webstore in case your business isn’t capable of establishing its own online store yet.

Fragmented Payment Collection

Paybiz consolidates collections from QR codes, links, and webstores into a single wallet and provides a dashboard for easy transactions and sales monitoring.

No Installment Options

Our solution enables your business to offer installment payments via Billease and Home Credit, allowing you to cater to price-sensitive consumers.

Frequently Asked Questions

01 What is Paynamics Wallet (Paybiz) and who is it for?

Paynamics Wallet (Paybiz) is a business wallet that allows merchants to accept, manage, and track payments in one platform—anytime, anywhere. It enables fast, secure transactions and simplifies financial operations through an easy-to-use dashboard.

02 What features does Paynamics Wallet (Paybiz) offer?

Paynamics Business Wallet (Paybiz) offer several ways to collect payments through QR, payment links, and an integrated webstore while empowering merchants with access to a broad range of payment channels and a disbursement module for streamlined financial operations. A Shopify plugin is also available for Paynamics Business Wallet merchants, enabling them to seamlessly integrate their Shopify stores and offer the same comprehensive range of Paynamics-powered payment options

03 What other tools and dashboard features does Paynamics Wallet (Paybiz) offer?

Paynamics Wallet (Paybiz) includes a comprehensive dashboard with modules for transactions, inventory, financials, and reporting, giving you full visibility and control over your business. You can manage multiple stores, track payments in real time, customize fields, and organize products with images—all within a single, user-friendly platform built to streamline daily operations.